Millions of customers — particularly in under-banked and rural markets — need a secure, biometrically-verified way to pay or receive funds, even without a smartphone or data connection. Traditional card-and-PIN payments leave them exposed.
Millions of customers — particularly in under-banked and rural markets — do not carry a smartphone or a reliable data connection, yet still need a secure, biometrically-verified way to pay, withdraw, or receive funds. Traditional card-and-PIN payments offer little protection against loss, theft, or impersonation in these environments.
Digital ID (Cryptograph) enables printed payment credentials — cards or vouchers — that carry embedded biometric data and can be verified completely offline at the point of transaction. This brings biometric-grade payment security to low-connectivity, card-based environments, while remaining fully interoperable with connected digital payment rails for customers who are online.
Biometrically-bound card or voucher
Offline biometric verification
Pay, withdraw or receive funds
Syncs with payment rails when online
The card or voucher itself carries the holder's biometric reference.
Transactions can be authenticated without any live network connection.
Built-in protection against duplication and forgery.
Works alongside existing connected payment infrastructure.
Designed to fit into existing card and payment ecosystems.
Secure transactions become possible even without a smartphone or network.
Biometric binding prevents lost or stolen cards from being misused.
Payments keep working through network outages or in remote locations.
Well suited to government subsidy and cross-border payment initiatives.
Talk to an Expert about extending secure digital payments to every customer.